• You might find a promotion for interest rates much lower than what you’re paying
• You might find a mortgage with more flexible terms
• Your mortgage broker or financial advisor might advise a new lender
• A bad experience with your existing lender makes you want to take your business elsewhere

You’ll have to re-apply for new mortgage insurance just because another mortgage lender has a better rate.

If you’ve experienced a serious illness or injury since buying your home, you’ll be stuck with the mortgage you’ve got because you’ll need to rely on the mortgage insurance. If you tried to apply for new mortgage insurance, you might have to pay much higher premiums, or worse, be declined when you need it the most.

You can move your mortgage wherever and whenever you like and we’ll still be there protecting it.